If you’re tired of always being in debt and looking for ways that you can start paying off your dues and be financial free, then I have the money managing tool for you!
I feature my budget planner that comes with over 80+ pages that you can use to customize a budgeting system that works with your lifestyle. As a PDF printable, you can reduce your paper waste by only printing the printable pages you want to use.
As a digital product, you can even use the printable and digital planning inserts on your computer and tablet.
When you’re creating a budget, it all starts with understanding what your spending habits are so you can make a plan of where you want to be financially.
WHAT'S IN THIS POST?
What Makes the LPH Budget Planner Awesome?
I wanted to be helpful to those who want to budget their money to get out of debt and live a financially free lifestyle without worries.
What started as a blank screen, ended up as 80+ pages of awesome budgeting sheets that you can pick and choose which budget layouts work best for you.
I created the budget planner as a financial tool that you can use to help you be in better control of your money so you can start paying off debt and saving more money.
Watch This Video to Check Out What’s Inside!
Included in the LPH Budget Planner
- Cover Page
- Introduction & Page Descriptions
- Dividers for Monthly and Other Sections – excluded from digital planner inserts
- Financial SMART Goals
- Financial Health & Net Worth Worksheet
- Past Spending Worksheet
- Bill Trackers and Checklists
- Debt Summary, Strategy, and Repayment Progress
- Savings Summary, Strategy, and Savings Progress
- Budget Self-Reflections for the Week, Month, and Year
- Annual Calendars
- Annual Budget Sheets
- Monthly Calendars – excluded from digital planner inserts
- Budget Trackers
- Cash Envelope Breakdown
- Weekly Check-In
- Expense Trackers
- Blank Notes Page
- Expense Trackers for your life and home (grocery, income tracker, investments, giving and donations, gifts and holidays, health expenses, emergency savings, home maintenance, and auto maintenance)
- Fun Money Coloring Pages
Printable Budget Planner
The printable is in PDF format available in US letter and A4 paper sizes. Although the PDF comes in two paper sizes, you can really print them in any size you need.
- US Letter & A4 paper sizes
- Includes undated calendars
- 2 Different designs
- Can be printed as many times and any size
- Use in a budget binder, on the computer, or with a PDF Editor.
Digital budget Planner Inserts
The digital inserts are in JPEG and PNG format and used with a digital planner in Xodo, Goodnotes, Noteshelf, Notability, and OneNote. JPEG has a white background and PNG has a transparent background.
- JPEG & PNG File Format
- Excludes section dividers and undated calendars
- Black and white minimalist design
- Requires to be used with an existing digital planner *not included
Cover Page & Section Dividers
Separate your sections in your budget planner with these matching dividers for every month and every section of your budget planner. The month and section dividers are not included in the digital planning inserts since they are meant to be used with an existing digital planner that should already have a monthly calendar and sections in them.
- Cover
- January – December Monthly Dividers
- Section Dividers – Annual, Debt, Savings, Bill Tracker, Goals, Financial Health, and Miscellaneous
- Blank Section Divider – Name whatever section you need
Financial SMART Goal Worksheets
Without a plan, your budget will go no where. So I created 4 types of goal setting worksheets that you can use to plan out your financial goals. I provide you with a worksheet to break down a single financial goal and goal summary pages to show all your goals in one place.
you can create goals for the week, month, or year with these Financial Smart Goal Worksheets.
- Financial Goal Setting – Plan out a single goal
- Financial Smart Goals for 6 mos, 1 yr, and 5 yrs – summarize your goals
- Financial Smart Goals for 1 yr, 5 yrs, and 10 yrs – summarize your goals
- Top 3 Smart Goals – Your top 3 and actions items
Financial Health & Net Worth Worksheet
Figure out your financial standing with the Financial Health worksheet where you list out your assets and liabilities to determine your net worth.
The objective of this page is to improve your net worth from the last assessment. You may find yourself fluctuating from time to time. The assets can also change based on the current value of real estate and investments which will affect your overall net worth.
Keep in mind your net worth is not an assessment of your self-worth. It is only used as a means to evaluate your financial health.
Past Spending Worksheet (Quarter Lifestyle Expenses)
You have to know what your spending habits are before you can adjust and make changes to them. This page is used to get an understanding of past spending and assess any changes that need to be made to fit the available income and to reduce credit card spending.
There are three months of total expenses (cash and credit card) for each expense category and a monthly average for each. It is encouraged to use this page before creating a budget as it will inform current spending behaviors.
Bill Tracker Checklist
I give you 3 versions of bill trackers to choose from to list all of your bills for the year. You can organize your bills monthly, quarterly, semi-annually, and annually.
Debt
A big part of budgeting is being able to reduce and ultimately eliminate your debt by managing your money so you can be financial free.
- Debt Summary and Strategy Worksheet – 2-Page Spread
- Debt Summary and Strategy Worksheet – Single Sheet, Landscape View
- Debt Progress Tracker – for each debt
Savings
As you pay off debt, you’ll have more money to save for the things that matter to you and for your future.
- Savings Summary and Strategy Worksheet – 2-Page Spread
- Savings Summary and Strategy Worksheet – Single Sheet, Landscape View
- Savings Progress Tracker – for each savings goal
Budget Reflection Worksheets
Budget reflections are a helpful way to assess your progress during your debt-free journey and provide you with reflective prompts you can fill out. Budget reflections have checklists to wrap up the week, month, and year and a rating for each.
- Weekly Budget Reflection
- Monthly Budget Reflection
- Annual Budget Reflection
Monthly Calendars
The monthly calendar is used to record upcoming expenses throughout the month. You are provided with a Sunday and Monday start as will as three versions to choose from, varying from a single sheet to 2-page spreads for more writing space.
The months are located at the top and you may circle or color which month the calendar is for. You can print 12 sets of this page, one for every month of the year.
Budget Trackers
When you plan out a budget, you’ll need a way to keep track of it. I provide 4 budget trackers that you can pick and choose which one works best for you. I provide months and lines for dates so you can use it as a weekly or monthly budget tracker!
The different versions are all used to budget your expenses and vary from a simple view to a more detailed 2-page spread to separate the fixed expenses, variable expenses, debt, and savings.
Cash Envelope Breakdown
Using and budgeting cash for specific purchases is a great way to reduce overspending in your expense categories. The Cash Envelope Breakdown helps you figure out your cash denominations to withdraw from the bank.
Weekly Check-In
This page allows you to keep track of the the remaining balance within an expense category in a week and provides 5-weeks (one month) on a page.
Expense Trackers
Expense trackers can be used for every month or you can have a running log for the year. I provide 3 expense trackers you can use. You can print out as many expense trackers as you need to keep track of your spending so you don’t go over budget.
- Expense Tracker – For all expenses
- Category Expense Tracker, Version 1 – Expenses by Category
- Category Expense Tracker, Version 2 – Expenses by Category
Notes Page
As a filler for those areas in your budget planner that need writing space, I provide a single notes page that you can print and place anywhere that you need.
Extra Expense Trackers
Different expense trackers you can use for your life.
- Grocery Shopping List
- Income Tracker
- Investment Tracker
- Memberships & Subscriptions
- Giving & Donations
- Gifts & Events
- Health Expenses
- Home Maintenance
- Emergency Savings
- Auto Maintenance
Fun Budget Coloring Pages
The LPH Budget Planner includes fun ways to keep track of your reduce your debt and saving up money.
- Debt and Savings Graphs
- Debt and Savings Coloring Sheets – Themed for each design (leaf or mason jar)
- 52- Week Challenge Tracker – Pre-filled and Blank
Conclusion
For less than $20 you are getting a great value of budget planning inserts that you can use over and over again. You have the power to customize your own budget binder with the pages that work best for you and your lifestyle.
The LPH Budget Planner comes in two different designs for the bohemian nature lover and the simple minimalistic personalities. I wanted the budget planner to be versatile for digital planners as well and already did the work for you.
I have already cropped the digital planning budget inserts and provide you with a JPEG with a white background and a PNG with a transparent background that you can use right in your digital planner.
Get your LPH Budget Planner Today!
Wishing you a Little Peace of Happiness,
WHAT ARE YOU WAITING FOR?
